I believe the argument is framed all wrong and hope to help.
I am one of the billion people coming over from a competitor's site and evaluating 1Password. I've seen discussions on a requirement of reentry of the master password for specific sites. That is not precisely the pain point, and I would like to illustrate where the software fails to meet users' expectations.
There are three things customers are looking for in Pass/Form filling software:
Create and store complicated and unique (more secure) passwords
Fill forms with redundant information (first name, last name, email, address, etc.) at appropriate security levels.
Have this functionality available across devices and platforms
I believe the disconnect is the argument on what is a login/password vs. what is form. For example, let's take the 1Password Support Community site. I need to ask the community a question, but I have to fill out a form to do so. I don't need a login and pass; I need to ask a question. To ask the question, I fill out the form. However, by design, the form looks a lot like a login/pass. I don't need to protect anything. To ask a question, the forum administrator makes me fill their form every time I input information into the community, whether it is a new login/pass or an existing one. I'm not protecting anything.
Users have dozens of these instances. I want my Password/Form application to manage that form for me across devices and prefer not to retype my extremely complicated master password to respond to the team answer (clarifying the developers do not need to look at this for future consideration; the CFO and investors do).
The bank account login/pass is there to protect my information. The 1Password community forum has a form (that requires login and pass fields) to enter information. The application I need has to handle each differently. The arguments in the 1Password community treat all these events as "protecting passwords." That is not the case. Some are passwords. Others are functionality requirements imposed on the user in the shape of log/pass.
I would pay double for this functionality, but until then, I'm afraid, free or paid, the application does not meet my requirements. My wallet is open. Take the money.
To prove my point, here's my "login and pass," so when I get an email that someone responded to me, I don't have to type in my master password to say thanks for responding!
information cencored by admin
1Password Version: Not Provided
Extension Version: Not Provided
OS Version: Not Provided
Sync Type: Not Provided
Referrer: forum-search:prompting of master password for specific sites vs "form filling"