Thank You Jack, that seems to make sense. My only other question is that the smart password is limited to 19 characters and my small mind seems to think longer is better (if possible). For example - I used to use 20 characters unless I was forced to use less - and recently, for the first time, some worthless idiot was able to hack my Falsebook account. So when I changed the password I made it super long - thinking that was better than using the 19 character smart password.
Is that not really good thinking? So I would be better with the smart password?
Thanks