missing card type "V PAY" in credit card-category
In Europe many regular banking-cards are changed from Maestro to V PAY. V PAY is the same type of card issued from VISA as Maestro issued from MasterCard.
Unfortunately I can select "Maestro" ("MasterCard Maestro") but not "V PAY ("VISA V PAY"), so meanwhile there are a lot of banking-cards with the wrong type-description.
Maybe you can add this – at least in Europe – very common V PAY type of card? Thank you!
1Password Version: 5.3
Extension Version: Not Provided
OS Version: OS X 10.10.4
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Comments
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Hi @ple,
I'll add this request to the list of other card types people would like to see. I can't say I've heard of V PAY before though, what countries in Europe have widespread support for this or if you have an example website that highlights the card type. Call it curiosity more than anything else as I'm based in the UK and I thought we accepted all the same card types.
ref: OPM-2444
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Hi littlebobbytables,
thank you for your prompt reply.
I know that many of our "Sparkassen" (savings bank), which have a market share of about 30 %, change since about one year all Maestro-Cards to V PAY-Cards.
Here you can have a look on the website of the "Berliner Sparkasse", the savings bank of our capital city:
On the V PAY-Website the card is introduced as the "european banking card":
https://www.visa.de/kartenprodukte/v-pay-by-visa/
This is your regular banking card – next to the credit cards.
All the best,
P.
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Hi @ple,
Thank you for the links :smile: I learned we have supporting banks in the UK although Apple Pay has more support and we don't even have it yet. The bit I can't figure out is what market this is meant to address that isn't covered by Visa debit cards? This is me just thinking out loud by the way, none of this should be interpreted as statements that used in our decision to support such a card or not. The way I figure it is as long as it has substantial market share and we can add support then why not.
Just don't take such a card to the United States :wink:
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Hi,
I know that this card is mostly useless outside the EU, therefore we have credit cards (VISA or MasterCard). But as a bank customer here in Germany you don't have a choice regarding your "normal" card for your banking account. You can't choose between Maestro or V PAY – it's a general decision of the bank for all of their customers. In the past years all cards have been Maestro cards.
But all banks who offer VISA (and not MasterCard) as a credit card, they change all the Maestro cards to V PAY cards.
And in most German supermarket you still can't pay with your credit card but only with your regular banking card, so either Maestro or V PAY. (VISA electron doesn't work in these kind of stores.)
So: I've been grateful that 1Password supports Maestro as a type of card. Nowadays V PAY from VISA is the (less powerful) answer of VISA to Maestro from MasterCard. It's the exact same kind of product type, issued by the other big player in the market.
All the best,
P.
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Hi @ple,
I've learnt a fair bit about German banking here so thank you. What it tells me is we still have some way to go for a more unified Europe as what you're describing is quite different from here in the UK and personally I'd like to see all of us using a set number of common cards - makes it easier for everybody in my opinion.
I have to say, I'm surprised to hear you can't use a credit card in your supermarkets, I wonder what the rational behind such a decision was.
Anyway, we're digressing a bit here :P I've added this to the request for better debit card support so hopefully it will happen at some point :smile:
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