I have been a 1P user for many years. I have always had the standalone version. It is clear to me that eventually I will either have to adopt the new Agilebits business model and pay an annual fee or I will need to change my password manager because my current version will be either hopelessly outdated or no longer supported or both.. What I am looking for and have not been able to find is an unbiased appreciation of the benefits and disadvantages of changing. Can anyone help? Thank you.